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    <loc>https://www.housingnorth.org/news</loc>
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    <lastmod>2026-01-29</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/d9306551-39a5-41fb-a863-3de5a6470813/Housing+North+Annual+Report+-+Final.png</image:loc>
      <image:title>News &amp; Successes - YOUR SUPPORT IN ACTION: 2024 Year-End Publication</image:title>
      <image:caption>Housing North works to remove barriers to housing development in Northwest Michigan, and we’ve had a lot of accomplishments this year that we’re excited to share with you. We’ve put together our 2024 Annual Report to showcase your support in action. Click here and take a look at the publication and all the work we’ve been able to put together, thanks to you!</image:caption>
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      <image:title>News &amp; Successes - Stay informed and get involved!</image:title>
      <image:caption>HOUSING MATTERS NEWSLETTER The Housing Matters newsletter is an ongoing update on Housing North's work in the region.  It provides information on events, advocacy opportunities, regional housing initiatives, how to get involved with local initiatives, calls to action, and more. To sign up for the newsletter and our mailing list, click here. Check out the latest edition of our newsletter here!</image:caption>
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    <lastmod>2026-01-29</lastmod>
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      <image:title>News &amp; Successes - NW Michigan Zoning Atlas project</image:title>
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    <loc>https://www.housingnorth.org/news/https/secondwavemediacom/features/michigan-communities-tackle-housing-crisis-with-zoning-reform-and-collaborationaspx</loc>
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    <lastmod>2025-10-15</lastmod>
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    <loc>https://www.housingnorth.org/news/https/https/wwwinterlochenpublicradioorg/2025-07-08/in-a-tight-market-a-new-exchange-aims-to-connect-renters-with-homes</loc>
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    <lastmod>2025-08-27</lastmod>
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    <lastmod>2025-07-08</lastmod>
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    <loc>https://www.housingnorth.org/news/https/upnorthlivecom/news/local/housing-north-hosts-panel-on-accessory-dwelling-units-and-small-homes-in-traverse-city-npmxc</loc>
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    <lastmod>2025-06-16</lastmod>
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  <url>
    <loc>https://www.housingnorth.org/news/https/upnorthlivecom/news/local/housing-north-hosts-panel-on-accessory-dwelling-units-and-small-homes-in-traverse-city</loc>
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    <lastmod>2025-06-16</lastmod>
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    <loc>https://www.housingnorth.org/news/https/www9and10newscom/2025/02/13/grand-traverse-county-initiates-northwest-michigan-zoning-project</loc>
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    <lastmod>2025-05-01</lastmod>
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  <url>
    <loc>https://www.housingnorth.org/news/https/wwwmanisteenewscom/news/article/housing-assessment-reveals-1-902-unit-gap-20035284php</loc>
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    <priority>0.5</priority>
    <lastmod>2025-02-17</lastmod>
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  <url>
    <loc>https://www.housingnorth.org/news/https/wwwcadillacnewscom/news/housing-partnership-extends-efforts-to-address-crisis-in-wexford-missaukee-counties/articleebaa4c5c-cf78-11ef-89b0-aff3c08f2d15html</loc>
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    <lastmod>2025-01-13</lastmod>
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    <loc>https://www.housingnorth.org/news/petoskey-officials-celebrate-housing-wins-look-to-2025</loc>
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    <lastmod>2024-12-09</lastmod>
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    <loc>https://www.housingnorth.org/news/https/wwwnorthernexpresscom/news/feature/closing-the-housing-gap-in-frankfort-faclt</loc>
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    <lastmod>2024-12-03</lastmod>
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    <loc>https://www.housingnorth.org/news/long-vacant-building-in-downtown-petoskey-to-transform-into-workforce-housing</loc>
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    <priority>0.5</priority>
    <lastmod>2024-12-03</lastmod>
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  <url>
    <loc>https://www.housingnorth.org/news/https/www9and10newscom/2023/06/08/new-partnership-to-bring-more-attainable-housing-to-northern-michigan</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-07-10</lastmod>
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  <url>
    <loc>https://www.housingnorth.org/news/habitatfoundationsforourfuture-7fcpc</loc>
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    <priority>0.5</priority>
    <lastmod>2023-02-10</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/b2b64d82-187f-483a-9d84-a729ff8aa41b/Screenshot+2023-02-09+221001.png</image:loc>
      <image:title>News &amp; Successes - New Rentals in Honor for the First Time in 6+ years! - “One of the most successful aspects of this project has been the partnership with the Traverse City Housing Commission, who is providing the project vouchers. Another partnership of note is with SEEDs, whose EcoCorps program assisted with building the apartments and will do all the landscaping. The land itself came to Homestretch through a donation from The Benzie Land Bank Authority. They are reportedly happy to see this vacant land, previously a blight in the community, transformed into a functional community asset.“</image:title>
      <image:caption>Jon Stimson, HomeStretch Executive Director</image:caption>
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  <url>
    <loc>https://www.housingnorth.org/news/https/mibizcom/sections/real-estate-development/homeowner-assistance-toolbox-to-help-expand-housing-options-in-charlevoix-county</loc>
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    <lastmod>2023-01-19</lastmod>
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  <url>
    <loc>https://www.housingnorth.org/news/https/mibizcom/sections/real-estate-development/whitmer-signs-4-bill-housing-package-into-law</loc>
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    <priority>0.5</priority>
    <lastmod>2023-01-19</lastmod>
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  <url>
    <loc>https://www.housingnorth.org/news/https/mibizcom/sections/real-estate-development/state-house-lawmakers-pass-housing-bill-package-backed-by-biz-construction-groups</loc>
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    <priority>0.5</priority>
    <lastmod>2022-12-05</lastmod>
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  <url>
    <loc>https://www.housingnorth.org/news/https/wwwrecord-eaglecom/news/thebiz/yarrow-brown-be-a-proud-housing-advocate-why-it-matters/article351031d2-539c-11ed-9fc2-d7380078c69dhtml</loc>
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    <lastmod>2022-10-31</lastmod>
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  <url>
    <loc>https://www.housingnorth.org/news/habitatfoundationsforourfuture</loc>
    <changefreq>monthly</changefreq>
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    <lastmod>2022-10-31</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/6e45cb33-a020-45ba-af64-fe27e62c2b2b/rr.jpg</image:loc>
      <image:title>News &amp; Successes - Foundations for our Future: A new initiative to support homes for our communities - “This campaign will create a sustainable way for Habitat to permanently increase their yearly home builds from 3-4 per year to 13 or more, an increase of almost 400%.“</image:title>
      <image:caption>Northwest Michigan Habitat for Humanity</image:caption>
    </image:image>
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  <url>
    <loc>https://www.housingnorth.org/news/employers-in-action-cherry-republic-investing-in-workforce-housing</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-11-03</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/1635793273564-RDA5GD2EN7REWL09KLU2/cherry-republic-employee-housing.jpg</image:loc>
      <image:title>News &amp; Successes - Employer in action: Cherry Republic Investing in Workforce Housing - "The housing process has been very helpful and a crucial part of my summer in Glen Arbor. It has allowed me to stay in a beautiful area, make new connections, and work through the summer without having to worry about finding a place to stay on my own. The experience alone is worth it and I would definitely come back!"</image:title>
      <image:caption>said Julia Kusmierczyk, Glen Arbor Retail.</image:caption>
    </image:image>
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  <url>
    <loc>https://www.housingnorth.org/news/new-affordable-rentals-coming-to-traverse-city</loc>
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    <priority>0.5</priority>
    <lastmod>2021-11-10</lastmod>
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    <loc>https://www.housingnorth.org/news/coming-to-boyne-city-a-manufactured-home-community</loc>
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    <priority>0.5</priority>
    <lastmod>2021-11-10</lastmod>
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  <url>
    <loc>https://www.housingnorth.org/news/commongrounds-a-real-estate-cooperative-in-traverse-city</loc>
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    <priority>0.5</priority>
    <lastmod>2021-11-10</lastmod>
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      <image:title>News &amp; Successes - Commongrounds, a Real Estate Cooperative in Traverse City</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/7542991c-a919-4669-a1ff-48ebfc68fd5c/commongrounds-proposed-funding-sources.png</image:loc>
      <image:title>News &amp; Successes - Commongrounds, a Real Estate Cooperative in Traverse City - Make it stand out</image:title>
      <image:caption>Breakdown of funding for this $15M project</image:caption>
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    <loc>https://www.housingnorth.org/news/forest-way-town-homes-a-work-force-housing-project-on-mackinac-island</loc>
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    <lastmod>2021-11-10</lastmod>
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    <loc>https://www.housingnorth.org/news/using-conservancy-tools-to-preserve-year-round-housing-opportunities</loc>
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    <lastmod>2021-11-10</lastmod>
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    <loc>https://www.housingnorth.org/news/volunteers-build-leelanau-s-housing-readiness</loc>
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    <lastmod>2021-11-23</lastmod>
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      <image:title>News &amp; Successes - Volunteers Build Leelanau's "Housing Readiness" - Make it stand out</image:title>
      <image:caption>A group of Leelanau County residents has taken an important leadership role in building understanding and awareness about housing solutions.</image:caption>
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      <image:caption>We provide outreach, messaging and communications tools to communities, developers, and other partners.</image:caption>
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      <image:title>Home - ADVOCATE FOR POLICIES THAT SUPPORT HOUSING SOLUTIONS</image:title>
      <image:caption>We identify and influence policy that impacts development opportunities in rural Michigan.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/7e4a5605-ac93-4e62-b137-1c716596525d/Housing-North-Resources-Icon.png</image:loc>
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      <image:caption>We work with partners to develop new tools and funding options for housing.</image:caption>
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    <loc>https://www.housingnorth.org/housing-ready-program-orig</loc>
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    <lastmod>2022-05-16</lastmod>
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      <image:title>Housing Ready Program - Original - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/1635780794192-UEVDE2QL2U8OL8DKR28C/Housing-North-Northern-Michigan-affordable-housing-resources.jpg</image:loc>
      <image:title>Housing Ready Program - Original - Make it stand out</image:title>
      <image:caption>Housing North provides affordable housing programming across 10 Northwestern Michigan counties.</image:caption>
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      <image:title>Housing Ready Program - Original - Make it stand out</image:title>
      <image:caption>Accessory Dwelling Units, or ADUs, are housing solutions for many individuals and families in Charlevoix, MI.</image:caption>
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      <image:title>Housing Ready Program - Original - Make it stand out</image:title>
      <image:caption>Housing North works to increase the number of housing units available in Charlevoix, MI at a number of different price points.</image:caption>
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      <image:title>Housing Ready Program - Original - Make it stand out</image:title>
      <image:caption>Workforce housing is an important issue in Northern Michigan, and Housing North is working to provide solutions to create a sustainable workforce in the area.</image:caption>
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    <lastmod>2026-03-31</lastmod>
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    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/282cbab9-26f3-47d6-b5c3-c02ca4987e84/HousingNorthHeadshots_2025-1.jpg</image:loc>
      <image:title>About Us</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/b30cfa70-b869-4cc6-9bc4-d6eafc1cd0af/HousingNorthHeadshots_2025-23+%282%29.jpg</image:loc>
      <image:title>About Us</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/f5e40560-cb07-49b9-8744-be3837062745/HousingNorthHeadshots_2025-31+%281%29.jpg</image:loc>
      <image:title>About Us</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/6421d258-1c81-475f-ae01-3a4b11f7311b/Brad+headshot.jpg</image:loc>
      <image:title>About Us</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/99615d8d-723b-4bdd-8199-6142687577f3/Sierra-39.JPEG</image:loc>
      <image:title>About Us</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/d387f793-b1c4-4d28-bdda-eccd48e23165/1576608739997.jpg</image:loc>
      <image:title>About Us</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/bb4d86ce-2c58-488f-b9de-8ae4ba9910be/singlehouse+copy.png</image:loc>
      <image:title>About Us - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/d6709304-cf6a-4429-a243-5b1f1ef1706a/Housing-North-Mission-Icon.png</image:loc>
      <image:title>About Us - MISSION</image:title>
      <image:caption>We build awareness, influence policy, and expand capacity so communities can create housing solutions that meet their unique needs.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/8ed34b9f-3a90-48cf-baba-6139977684ea/Housing-North-Vision-Icon.png</image:loc>
      <image:title>About Us - VISION</image:title>
      <image:caption>Northwest Michigan will be a place where individuals of all income levels can find homes that are safe and affordable.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.housingnorth.org/donate</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-03-30</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/1635869099220-CUUH00O1D3ANSINL87NN/Housing+North+Northern+Michigan-55.jpg</image:loc>
      <image:title>Donate</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/1635942898217-7I0B194H3YFWEXSBD7WL/Stephanie+McGreevy.jpg</image:loc>
      <image:title>Donate</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/ee0f557d-c155-468d-846c-cbde20acbae1/Sakura_Takano.png</image:loc>
      <image:title>Donate</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/8625ef15-6819-49cd-a2ab-b20de1882f8a/Laura+Heintzelman+MCCF_headshot.jpg</image:loc>
      <image:title>Donate</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/946d9db5-0d75-46d3-b51b-32e863545653/donate-to-housing-north.jpg</image:loc>
      <image:title>Donate - MAKE A ONE TIME GIFT OR DONATE MONTHLY</image:title>
      <image:caption>Housing North welcomes all types of gifts. One time donations, monthly donations and gifts in memoriam or gifts in support of specific programs, are always appreciated. Gifts can be submitted online, by mail, or in person. You are welcome to send your donation to Housing North at P.O. Box 1434, Traverse City, MI 49685 Housing North is also very grateful for in-kind gifts. If you have products or services that you would like to gift to the Housing North, please contact us at (231) 335-1685 or email us at info@housingnorth.org.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/c0ebe653-b8b7-4358-87e6-13d410dd09df/donate-to-find-housing-solutions.jpg</image:loc>
      <image:title>Donate - GIFTS TO A PROGRAM</image:title>
      <image:caption>Friends of Housing Housing North plays a critical role, connecting partners with tools and information, and laying the foundation for progress to address one of our region's greatest challenges: Housing. We are seeking support to ensure that Housing North will continue to provide valuable tools, guidance, and resources to communities in Northwest Michigan. We rely on funding to continue our work and support our partners, units of government, and regional stakeholders. We need $100,000 per year over three years to launch this initiative. Help us build this future together. Join us, as a Friend of Housing, to provide the support needed to keep the momentum going to create needed housing. Click here to learn more about how you can become a Friend of Housing. You can donate today or pledge to donate. Rapid Response Housing Fund The Rapid Response Housing Fund (RRHF) is a regional revolving fund initiative developed by Housing North to support small to medium-sized housing projects across the 10-county Northwest Lower Michigan region (Region D per the Michigan Statewide Housing Plan). The fund’s goal is to help close financial gaps in housing developments aimed at households earning at or below 120% of the Area Median Income (AMI), through low-interest or zero-interest loans and targeted grants that will help add year-round housing. Learn more about the program here. To donate to the RRHF, please contact shelly@housingnorth.org. Charlevoix County Primary Residence Deed Restriction Program The City of Charlevoix has been proactively creating more housing opportunities with a focus on year-round housing and workforce housing through a Primary Residence Deed Restriction Program. Housing Ready Program The goal of this program is to partner with local units of government and organizations to put “boots on the ground” that can help make the community what we call “housing ready.”  To learn more about these programs, click here. Click here to donate directly to this program. Rental Preservation Program In Summer of 2022, we were fortunate to receive a $100,000 challenge grant from Consumers Energy Foundation to launch a PILOT Rental Preservation Program to help secure year-round housing in our region. The Pilot program will be in Leelanau County, but will ultimately provide additional opportunities to support housing projects throughout the region. We are excited to share that we successfully raised the matching $100,000 to receive $100,000 to launch this program. Click here to learn more about this program. If you would like to donate to either of these programs or help fund a program in your community, please contact us at info@housingnorth.org.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.housingnorth.org/immediate-housing-need-resources</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-06-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/bb4d86ce-2c58-488f-b9de-8ae4ba9910be/singlehouse+copy.png</image:loc>
      <image:title>Immediate Housing Need Resources - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/e7806960-df35-4a6e-ace2-9a3e333d0236/Michigan-affordable-housing-Story-Map.jpg</image:loc>
      <image:title>Immediate Housing Need Resources - Make it stand out</image:title>
      <image:caption>In this interactive StoryMap, we’ve highlighted projects in each of the 10 counties that are in progress or conceptual.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.housingnorth.org/contact-us</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-07-06</lastmod>
  </url>
  <url>
    <loc>https://www.housingnorth.org/state-housing-resources</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-01-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/bb4d86ce-2c58-488f-b9de-8ae4ba9910be/singlehouse+copy.png</image:loc>
      <image:title>State Housing Resources - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.housingnorth.org/local-housing-resources</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-03-27</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/1635900749338-FE8RZL09YEZ3TLGP9X53/unsplash-image-ltn2hlS0GgA.jpg</image:loc>
      <image:title>Local Housing Resources</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/1635900792391-I6QENBI94FB4R8JTRCPY/unsplash-image-NyhSszI3Wvc.jpg</image:loc>
      <image:title>Local Housing Resources</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/1635900845176-SEIO4J0A16T4NC5HJRKX/unsplash-image-q_swe_qDTR0.jpg</image:loc>
      <image:title>Local Housing Resources</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/1635900938561-4VP9J2IVV9BBTTQE6FC3/unsplash-image-4n4KjZYHZyU.jpg</image:loc>
      <image:title>Local Housing Resources</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/1635901144229-536ZHKWU95BPQFN9LWZ2/unsplash-image-TwEzp_-tRdM.jpg</image:loc>
      <image:title>Local Housing Resources</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/1635901504038-C3N4651OGFR2AVXSBIWX/BCC_lifestyle-web1.jpg</image:loc>
      <image:title>Local Housing Resources</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/1635901588845-8A98GTDDG5A5IUKLND98/BCC_lifestyle-web20.jpg</image:loc>
      <image:title>Local Housing Resources</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/1635901700503-0YXGCH7UC6K5F4W0GVFT/BCC_lifestyle-web130.jpg</image:loc>
      <image:title>Local Housing Resources</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/1635902277367-IHF7I26VLSUBDUBRDMJR/Kalkaska%2Bneighborhood-websized-sm.jpg</image:loc>
      <image:title>Local Housing Resources</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/1635902611408-9IW27FXR9DOGOZ039M6F/unsplash-image-A2ghruXwdIM.jpg</image:loc>
      <image:title>Local Housing Resources</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/bb4d86ce-2c58-488f-b9de-8ae4ba9910be/singlehouse+copy.png</image:loc>
      <image:title>Local Housing Resources - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.housingnorth.org/financing-tools-resources-for-housing</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-11-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/bb4d86ce-2c58-488f-b9de-8ae4ba9910be/singlehouse+copy.png</image:loc>
      <image:title>Financing Tools &amp; Resources for Housing - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.housingnorth.org/resources-for-affordable-housing-advocacy</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-08-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/bb4d86ce-2c58-488f-b9de-8ae4ba9910be/singlehouse+copy.png</image:loc>
      <image:title>Resources for Affordable Housing Advocacy - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.housingnorth.org/housing-data</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-03-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/bb4d86ce-2c58-488f-b9de-8ae4ba9910be/singlehouse+copy.png</image:loc>
      <image:title>Housing Data - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.housingnorth.org/advocate</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-01-16</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/f764b680-87a2-4f84-9d51-998e9d16621b/Housing+North+Northern+Michigan-43.jpg</image:loc>
      <image:title>Advocate - Make it stand out</image:title>
      <image:caption>Learn how to be an affordable housing advocate in your Northern Michigan county! Housing North provides you with the resources you need to change policy.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/64ba0dba-a6c3-43cc-a248-4ca06d6cb214/HN_aboutIcons-14.png</image:loc>
      <image:title>Advocate - CONNECT WITH US</image:title>
      <image:caption>Housing North offers a wide variety of events throughout the year such as the Annual Housing Summit, Panel Discussions and webinars. Connect with us by joining our mailing list, participating in a workshop, or attending a training. Go to the Contact page to sign up for our mailing list.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/b265e631-453d-400f-83af-0ca3b2a658e9/HN_aboutIcons-15.png</image:loc>
      <image:title>Advocate - ADVOCATE</image:title>
      <image:caption>Sign up to be a Housing Advocate or learn about the ways you can advocate for housing in your Community. Here is a detailed Advocacy handout to get you started. We also have a flyer that breaks down the steps. Here is a link to an Advocacy 101 video.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/ca7bea0e-a318-4b6a-8b7c-7ba3eba00a2e/HN_aboutIcons-16.png</image:loc>
      <image:title>Advocate - VOLUNTEER</image:title>
      <image:caption>Volunteering is a wonderful way to support the work of the Housing North. We understand that your time is valuable and we appreciate any time that you give to us. We have a variety of ways to volunteer, ranging from one time commitments to ongoing relationships. To learn how to become a volunteer or to join a Housing North Committee, email yarrow@housingnorth.org.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/88f4c8fa-8393-4e1d-aa3e-ffd7aa9ecd70/HN_aboutIcons-17.png</image:loc>
      <image:title>Advocate - JOIN YOUR LOCAL HOUSING ACTION GROUP</image:title>
      <image:caption>There are a variety of Housing Advocacy Groups that you can connect with. If you want to learn more about how to form a committee or the reasons why you need a HAC in your region, contact yarrow@housingnorth.org.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/0334ea91-bc7b-4492-ad51-8d3c51c48d94/Housing-North-Northern-Michigan-zoning.jpg</image:loc>
      <image:title>Advocate - Make it stand out</image:title>
      <image:caption>Housing North provides information, infographics, and materials so you can advocate for zoning changes and community resources in your Michigan community.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.housingnorth.org/contact-your-legislator</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-01-29</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/bb4d86ce-2c58-488f-b9de-8ae4ba9910be/singlehouse+copy.png</image:loc>
      <image:title>Contact Your Legislator - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.housingnorth.org/housing-friendly-zoning-resources</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-12-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/bb4d86ce-2c58-488f-b9de-8ae4ba9910be/singlehouse+copy.png</image:loc>
      <image:title>Housing-friendly Zoning Resources - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.housingnorth.org/events</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-02-26</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/59ac66ce-d554-4fdb-8906-b548a9f3daab/Youtube+Subscribe</image:loc>
      <image:title>Events - SUBSCRIBE TO OUR YOUTUBE CHANNEL</image:title>
      <image:caption>Housing North offers a wide variety of events throughout the year such as the Annual Housing Summit, Panel Discussions and webinars. Look back at those events by subscribing to our page and see the recordings of great discussions and solutions for our region. Event recordings are uploaded to our channel.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/3fc7f8a9-1ac2-496a-9181-9033de8f4f63/Calendar-Icon.jpg</image:loc>
      <image:title>Events - REQUEST A COMMUNITY PRESENTATION OR EVENT</image:title>
      <image:caption>You may want to inspire others to advocate in your community or may want to learn more about the Housing Ready Program, you can contact us and request a presentation or meeting with your local officials or community group. You can always reach out to info@housingnorth.org and make the request that fits the needs for your community!</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.housingnorth.org/housing-mapsandprojects</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-05-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/e7806960-df35-4a6e-ace2-9a3e333d0236/Michigan-affordable-housing-Story-Map.jpg</image:loc>
      <image:title>Projects and Housing Maps - Make it stand out</image:title>
      <image:caption>In this interactive StoryMap, we’ve highlighted projects in each of the 10 counties that are in progress or conceptual.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.housingnorth.org/partners</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-12-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/1636647896321-GLPGIFL3BR5C5SJ6P43P/housing-north-partners-michigan-2.jpg</image:loc>
      <image:title>Partners and Collaborators</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/1635336607368-SZHX4DM9JV7LJJJTBBK6/housing-north-partners-4.jpg</image:loc>
      <image:title>Partners and Collaborators</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/1635336755546-RVP8DY4CNJ5IX7GCSH1T/housing-north-partners-17.jpg</image:loc>
      <image:title>Partners and Collaborators</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/1635336660372-5CH2IQQQJV2UENWV22FS/housing-north-partners-3.jpg</image:loc>
      <image:title>Partners and Collaborators</image:title>
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      <image:title>Partners and Collaborators - Make it stand out</image:title>
      <image:caption>Housing North advocates for affordable and attainable housing in Northwest Michigan.</image:caption>
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  </url>
  <url>
    <loc>https://www.housingnorth.org/community-land-trusts</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-01-09</lastmod>
    <image:image>
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      <image:title>Community Land Trusts - COMMUNITY LAND TRUSTS HANDOUT</image:title>
      <image:caption>Click here and access our CLT handout with all the basic information you need to know about CLTs.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/7739f2ad-b6c7-4081-8b4e-bf9c5ed1083c/Community-Land-Trust-Logo.png</image:loc>
      <image:title>Community Land Trusts - a real life example: DWELLING PLACE REGIONAL CLT</image:title>
      <image:caption>It all begins with an idea. Located in Grand Rapids, Dwelling Place is dedicated to developing housing solutions that work for people and prevent displacement. Look at some of Dwelling Place CLT resources to learn more about their organization such as their Bylaws, Guidelines and Procedures and more. Dwelling Place Regional Community Land Trust ByLaws Dwelling Place Regional Community Land Trust - Articles of Incorporation Dwelling Place Regional Community Land Trust - Stewardship Guidelines</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.housingnorth.org/case-for-support</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-07-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/8e7be3f5-4f54-4c88-bd84-a2a5118ee86c/Capture.JPG</image:loc>
      <image:title>Case for Support - Housing North Case for Support</image:title>
      <image:caption>A house is more than the structure that we live in. For our communities, a home is a place where individuals become our neighbors, our children grow and become our community professionals, the place where we get to know our friends, and the place where we grow our families, together. We want to help others understand the need, and why your support, makes all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.housingnorth.org/advocacy</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-11-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/bb4d86ce-2c58-488f-b9de-8ae4ba9910be/singlehouse+copy.png</image:loc>
      <image:title>Policy &amp; Advocacy - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/43dfb874-c59e-441a-ba98-97e18188609c/1200px-Michigan_state_capitol.jpg</image:loc>
      <image:title>Policy &amp; Advocacy - Make it stand out</image:title>
      <image:caption>Housing North provides affordable housing programming across 10 Northwestern Michigan counties.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/1e0cbeb2-58d4-453b-ae7c-62835a337a31/2I0A3976.jpg</image:loc>
      <image:title>Policy &amp; Advocacy - Make it stand out</image:title>
      <image:caption>Accessory Dwelling Units, or ADUs, are housing solutions for many individuals and families in Charlevoix, MI.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/2404561c-551f-4d0a-9be5-da32749979de/HNareamap+copy.png</image:loc>
      <image:title>Policy &amp; Advocacy - Make it stand out</image:title>
      <image:caption>Housing North provides affordable housing programming across 10 Northwestern Michigan counties.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/2f4edd56-f5af-45fd-a2f1-c244941c223a/images.png</image:loc>
      <image:title>Policy &amp; Advocacy - Coalition for a Strong and Prosperous Michigan</image:title>
      <image:caption>The COVID19 Pandemic changed our world and affected each and every one of our communities. As an avenue to alleviate the impacts of the pandemic, the American Rescue Plan (ARP) was launched. The Coalition for a Strong and Prosperous Michigan is a group of community, organizations, and business leaders who came together to design a comprehensive and strategic roadmap to invest the ARP funds. The plan capitalizes on the economic value of thriving communities, advances equity, builds community wealth, supports entrepreneurship, prioritizes the need for talent, and spurs business development. In the plan, Housing North and Coalition members propose the investment of funds to support Housing Ready Communities across our region.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.housingnorth.org/fee-for-service-activities</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-06-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/de1ee220-c9e4-4c4f-9a25-86b3d4537bcf/affordable-housing-traverse-city-petoskey-charlevoix-9.JPG</image:loc>
      <image:title>Fee for Service Activities</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/1635957714844-9J6IB4DHGTLWCFWTTWPK/HN_community-19.png</image:loc>
      <image:title>Fee for Service Activities</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/da97c913-73ae-4fdc-97f7-e1da87dbb67e/HN_webGraphics-08.png</image:loc>
      <image:title>Fee for Service Activities</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/1635957732058-LI3WRYZJ6N4S8RRR1J9Q/HN_contactIcon-18.png</image:loc>
      <image:title>Fee for Service Activities</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.housingnorth.org/housing-ready-program-1</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-08-15</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/1635780794192-UEVDE2QL2U8OL8DKR28C/Housing-North-Northern-Michigan-affordable-housing-resources.jpg</image:loc>
      <image:title>Housing Ready Program 1 - Make it stand out</image:title>
      <image:caption>Housing North provides affordable housing programming across 10 Northwestern Michigan counties.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/a5a64ac5-3e18-4b67-872f-0037e8c701a1/lighthouse-sunset-charlevoix+%281%29.jpg</image:loc>
      <image:title>Housing Ready Program 1 - Make it stand out</image:title>
      <image:caption>Accessory Dwelling Units, or ADUs, are housing solutions for many individuals and families in Charlevoix, MI.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/5b333a3a-89a7-476f-b37e-018e94f8032d/crooked-river-media-2.jpg</image:loc>
      <image:title>Housing Ready Program 1</image:title>
      <image:caption>Accessory Dwelling Units, or ADUs, are housing solutions for many individuals and families in Charlevoix, MI.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/1652733121592-Y93BOBTGIH3IZ7GHJCT7/unsplash-image-pmhdkgRCbtE.jpg</image:loc>
      <image:title>Housing Ready Program 1</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.housingnorth.org/deed-restriction-program</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-07-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/1635780990155-UXMJFTOIJWN87NYRRXQB/Housing-North-Northern-Michigan-affordable-housing-resources-businesses.jpg</image:loc>
      <image:title>Deed Restriction Program - Make it stand out</image:title>
      <image:caption>Workforce housing is an important issue in Northern Michigan, and Housing North is working to provide solutions to create a sustainable workforce in the area.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.housingnorth.org/immediate-housing-need-resources-1</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-06-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/bb4d86ce-2c58-488f-b9de-8ae4ba9910be/singlehouse+copy.png</image:loc>
      <image:title>Immediate Housing Need - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.housingnorth.org/housing-tools-resources</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-03-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/bb4d86ce-2c58-488f-b9de-8ae4ba9910be/singlehouse+copy.png</image:loc>
      <image:title>Housing Tools &amp; Resources - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.housingnorth.org/housinginnovcouncil</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-02-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/bb4d86ce-2c58-488f-b9de-8ae4ba9910be/singlehouse+copy.png</image:loc>
      <image:title>About - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.housingnorth.org/accessory-dwelling-units-program-adu</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-08-25</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/bb4d86ce-2c58-488f-b9de-8ae4ba9910be/singlehouse+copy.png</image:loc>
      <image:title>Accessory Dwelling Units Program (ADU) - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.housingnorth.org/2023-nwm-housing-summit-attendees</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-11-01</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/bb4d86ce-2c58-488f-b9de-8ae4ba9910be/singlehouse+copy.png</image:loc>
      <image:title>2023 NWM Housing Summit - Attendees Page - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.housingnorth.org/new-housing-ready-program</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-03-31</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/bb4d86ce-2c58-488f-b9de-8ae4ba9910be/singlehouse+copy.png</image:loc>
      <image:title>Housing Ready Program - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/1635780794192-UEVDE2QL2U8OL8DKR28C/Housing+North+Northern+Michigan-13.jpg</image:loc>
      <image:title>Housing Ready Program - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/a5a64ac5-3e18-4b67-872f-0037e8c701a1/lighthouse-sunset-charlevoix+%281%29.jpg</image:loc>
      <image:title>Housing Ready Program - Make it stand out</image:title>
      <image:caption>Workforce housing is an important issue in Northern Michigan, and Housing North is working to provide solutions to create a sustainable workforce in the area.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/ab145c47-bc0a-4606-a08b-f609bd56adf0/unnamed+%283%29.jpg</image:loc>
      <image:title>Housing Ready Program - Make it stand out</image:title>
      <image:caption>Housing North works to increase the number of housing units available in Charlevoix, MI at a number of different price points.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/8ec41906-c9e6-4d7f-bad6-6b9245f29bd0/2.jpg</image:loc>
      <image:title>Housing Ready Program</image:title>
      <image:caption>Accessory Dwelling Units, or ADUs, are housing solutions for many individuals and families in Charlevoix, MI.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/a3d497ef-820a-4536-b7c0-0b5d4702c4f1/Michigan%27s_Leelanau_County.jpg</image:loc>
      <image:title>Housing Ready Program - Make it stand out</image:title>
      <image:caption>Workforce housing is an important issue in Northern Michigan, and Housing North is working to provide solutions to create a sustainable workforce in the area.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.housingnorth.org/nwm-housing-summit</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-03-30</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/79d16cc0-c6fe-4528-a49a-59bcb5e414a9/NN+Logo-Horiz300.jpg</image:loc>
      <image:title>Northwest Michigan Housing Summit</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/4cd45e40-7abd-4c6f-bbcc-9885305f2f8d/PC_Logo_RedBlack.png</image:loc>
      <image:title>Northwest Michigan Housing Summit</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/5f8fb84a-e655-4fb2-a34b-060d22954f62/MSHDA+Logo.jpg</image:loc>
      <image:title>Northwest Michigan Housing Summit</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/fba4cdc8-460b-4024-8e5a-6011fcdbcd4d/cedam-logo.jpg</image:loc>
      <image:title>Northwest Michigan Housing Summit</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/89c2ee81-109a-48b0-be31-7b244e958c75/Land+Bank+Logo+REV19.png</image:loc>
      <image:title>Northwest Michigan Housing Summit</image:title>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/d47d5683-a397-4b91-b2f9-45a3677182f5/Agency+on+Aging.jpg</image:loc>
      <image:title>Northwest Michigan Housing Summit</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/4b640454-0f2a-49f9-9631-49874166d8d0/Shorts+2022+Logo_Stacked+with+shorts-3508c.png</image:loc>
      <image:title>Northwest Michigan Housing Summit</image:title>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/7a70036c-99ab-47c9-896e-922488e3267d/images+%282%29.png</image:loc>
      <image:title>Northwest Michigan Housing Summit</image:title>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/0ae2ef59-23d2-47df-bd02-9899abcc35e8/cherry-republic-logo-full.png</image:loc>
      <image:title>Northwest Michigan Housing Summit</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/27b30ed8-c2f7-4a80-9dcf-f7555f14ac76/Honor+Bank+Logo.jpeg</image:loc>
      <image:title>Northwest Michigan Housing Summit</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/ca5f5beb-592a-4181-b0fc-105c9103fd61/4front-social-logo.jpg</image:loc>
      <image:title>Northwest Michigan Housing Summit</image:title>
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      <image:title>Northwest Michigan Housing Summit</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/37b661cf-41d1-4c69-98e6-97958d0afc68/MSUFCU_PrimaryFull_FullColor_RGB.png</image:loc>
      <image:title>Northwest Michigan Housing Summit</image:title>
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      <image:title>Northwest Michigan Housing Summit</image:title>
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      <image:title>Northwest Michigan Housing Summit</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/d17ec05a-44fe-41bb-ae7d-859908702028/tchousing-logo.png</image:loc>
      <image:title>Northwest Michigan Housing Summit</image:title>
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      <image:title>Northwest Michigan Housing Summit</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/2306115f-35bf-486c-86ee-e8beac1a6d83/download+%282%29.png</image:loc>
      <image:title>Northwest Michigan Housing Summit</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/1658242262411-HTRHCOTAU7HKA4FAU70M/cinnaire-logo_update.png</image:loc>
      <image:title>Northwest Michigan Housing Summit</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/bb4d86ce-2c58-488f-b9de-8ae4ba9910be/singlehouse+copy.png</image:loc>
      <image:title>Northwest Michigan Housing Summit - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/1ce11f50-23fe-4bfb-83e0-8fcdc1972480/2026+Housing+Summit+Logo.png</image:loc>
      <image:title>Northwest Michigan Housing Summit - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/6d7d10bb-4e00-4961-92b5-4535367ce4ec/petersman.jpg</image:loc>
      <image:title>Northwest Michigan Housing Summit - With a background that spans municipal government, faith leadership, construction, and rural community life, Norm speaks with authenticity and authority. His presentations are shaped by years of real-world experience—including work alongside one of British Columbia’s most successful mayors—and his deep understanding of the needs, politics, and potential of local communities. Whether addressing elected officials, grassroots advocates, or municipal staff, Norm equips audiences with practical insights and contagious optimism. Petersman is the Director of Movement Building at Strong Towns. He is a skilled communicator of the Strong Towns message and a community builder. He leads DelPOP, a land use reform and housing advocacy group in Delta, British Columbia, and is a leader of the Strong Towns Toastmasters Club.</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/0fa1f214-3819-4925-bf16-b587ffa81392/image0.jpg</image:loc>
      <image:title>Northwest Michigan Housing Summit - Make it stand out</image:title>
      <image:caption>PARTNER SPONSOR</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/53133725-1f67-4c00-b80f-674b32c226e8/FHL+Bank.jpeg</image:loc>
      <image:title>Northwest Michigan Housing Summit - Make it stand out</image:title>
      <image:caption>PARTNER SPONSOR</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/96026269-0f00-46a0-bbb8-277e58c68720/LMCU+logos+2025+004EA8+HEX+DIGITAL_LMCU+2025+logo+with+tagline+VERTICAL+HEX+004EA8.jpg</image:loc>
      <image:title>Northwest Michigan Housing Summit - Make it stand out</image:title>
      <image:caption>KEYNOTE SPONSOR</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/6c5f338d-85e0-4424-967d-49180f9f022e/IFFlogo_stacked_red.png</image:loc>
      <image:title>Northwest Michigan Housing Summit - Make it stand out</image:title>
      <image:caption>PARTNER SPONSOR</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/513e629c-b6c1-476f-8797-54dfbdcc17bc/mmha_logo_final_pms1807.jpg</image:loc>
      <image:title>Northwest Michigan Housing Summit - Make it stand out</image:title>
      <image:caption>BUS TOUR SPONSOR</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.housingnorth.org/grantsinfo</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-05-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/bb4d86ce-2c58-488f-b9de-8ae4ba9910be/singlehouse+copy.png</image:loc>
      <image:title>Grants to watch - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.housingnorth.org/regional-housing-partnershipregiond</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-01-29</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/bb4d86ce-2c58-488f-b9de-8ae4ba9910be/singlehouse+copy.png</image:loc>
      <image:title>Region D - Regional Housing Partnership - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.housingnorth.org/nwm-housing-summit-attendees</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-12-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/9202b6cb-7c14-4c4d-aae0-022f7baba4d6/202510-Housing+Summit-1.jpg</image:loc>
      <image:title>2025 NWM Housing Summit - Attendees</image:title>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/9b97c576-7580-47d1-a9c2-a445f83fc39f/202510-Housing+Summit-10.jpg</image:loc>
      <image:title>2025 NWM Housing Summit - Attendees</image:title>
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      <image:title>2025 NWM Housing Summit - Attendees</image:title>
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      <image:title>2025 NWM Housing Summit - Attendees</image:title>
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      <image:title>2025 NWM Housing Summit - Attendees</image:title>
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      <image:title>2025 NWM Housing Summit - Attendees</image:title>
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      <image:title>2025 NWM Housing Summit - Attendees</image:title>
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      <image:title>2025 NWM Housing Summit - Attendees</image:title>
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      <image:title>2025 NWM Housing Summit - Attendees</image:title>
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      <image:title>2025 NWM Housing Summit - Attendees</image:title>
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      <image:title>2025 NWM Housing Summit - Attendees</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/eeb942c6-c53b-44cb-891a-ffba9e3f38c9/202510-Housing+Summit-213.jpg</image:loc>
      <image:title>2025 NWM Housing Summit - Attendees</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/97d3f225-6907-4bbf-98a3-05fd37092dc7/202510-Housing+Summit-155.jpg</image:loc>
      <image:title>2025 NWM Housing Summit - Attendees</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/5a282edb-b4f9-4bc1-80b9-e0d6d368cae5/202510-Housing+Summit-102.jpg</image:loc>
      <image:title>2025 NWM Housing Summit - Attendees</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/bb4d86ce-2c58-488f-b9de-8ae4ba9910be/singlehouse+copy.png</image:loc>
      <image:title>2025 NWM Housing Summit - Attendees - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/00e8bf00-f0e8-4901-a490-96a4f00183c0/1.png</image:loc>
      <image:title>2025 NWM Housing Summit - Attendees</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/8b262b8e-9def-4945-a8bd-d3103259097d/2.png</image:loc>
      <image:title>2025 NWM Housing Summit - Attendees - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/f8a04a51-d71c-4151-b740-ba9ec8dbc054/202510-Housing+Summit-15.jpg</image:loc>
      <image:title>2025 NWM Housing Summit - Attendees - Resources</image:title>
      <image:caption>Explore resources from the Housing Summit! These resources are here to support your work in creating housing solutions. We hope these materials inspire and empower you to drive positive change in our communities. Keynote with Strong Towns: Escaping the Housing Trap: The Strong Towns Response to the Housing Crisis Housing North - State of the Region Housing MSHDA - All about the data Homestretch - Cost-Cutting in Construction: Practical Solutions for Developers and Communities, highlighting the use of PILOT tool and other strategies Housing Commissions 101- How does a Housing Commission Partner with Units of Government and others to Create Housing? Housing Readiness - What Does it Mean and How Can My Community Become Housing Ready? Implementing with Impact- Resources and Support for Housing Programs Exploring the new Housing Tax Incremental Financing (HTIF) Tool for Housing Neighborhood-scale Housing Solutions: A Neighborhood Renewal Strategy in Kalamazoo Building Tomorrow: 3D Printed Housing Solutions MSHDA - Statewide Housing Plan Update Homelessness in Focus - Coalition to End Homelessness Grand Traverse County Zoning Atlas project Grants that Build- Exploring grant writing for Housing projects, Rural Readiness and housing readiness Penciling Out Modular Construction Reimagining Ownership: Blueprints for New Approaches to Shared Equity Small Projects, Big Potential Fair Housing &amp; Housing Development</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/5d5b7457-6ebc-4ba3-ad06-1b33730dfd1a/202510-Housing+Summit-137.jpg</image:loc>
      <image:title>2025 NWM Housing Summit - Attendees</image:title>
      <image:caption>Our 2025 Housing Leadership, Champion Advocate, and Funders Award winners: celebrated for their transformative impact on housing in Northwest Michigan.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.housingnorth.org/antrim-county-dashboard</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-02-20</lastmod>
  </url>
  <url>
    <loc>https://www.housingnorth.org/benzie-county-dashboard</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-02-20</lastmod>
  </url>
  <url>
    <loc>https://www.housingnorth.org/charlevoix-county-dashboard</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-02-20</lastmod>
  </url>
  <url>
    <loc>https://www.housingnorth.org/emmet-county-dashboard</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-02-20</lastmod>
  </url>
  <url>
    <loc>https://www.housingnorth.org/grand-traverse-county-dashboard</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-02-20</lastmod>
  </url>
  <url>
    <loc>https://www.housingnorth.org/kalkaska-county-dashboard</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-02-20</lastmod>
  </url>
  <url>
    <loc>https://www.housingnorth.org/leelanau-county-dashboard</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-02-20</lastmod>
  </url>
  <url>
    <loc>https://www.housingnorth.org/manistee-county-dashboard</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-02-20</lastmod>
  </url>
  <url>
    <loc>https://www.housingnorth.org/wexford-county-dashboard</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-02-20</lastmod>
  </url>
  <url>
    <loc>https://www.housingnorth.org/missaukee-county-dashboard</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-02-20</lastmod>
  </url>
  <url>
    <loc>https://www.housingnorth.org/leelanauhousing</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-03-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/83075661-c0f8-49e9-88f2-e5e71dd4a657/LPEF+Survey+Postcard+%28Postcards%29+%282%29.png</image:loc>
      <image:title>Leelanau Housing Survey</image:title>
      <image:caption>Housing North is working with the Leelanau Peninsula Economic Foundation (LPEF), Sleeping Bear Gateways Council, and the Leelanau Housing Action Committee (LHAC) to help address the housing needs in Leelanau County through a Housing Action Plan. We joined forces to conduct a short survey on the specific housing needs within the county and the results of the survey will be used to create a Housing Action Plan for the county. In June 2024, Housing North hosted focus groups in Leelanau to go over the survey results received through May 15th. You can access the handout summarizing the results through May or access the executive summary of the Housing Action plan in the works! Please stay tuned as we work with the community to develop Leelanau’s Housing Action Plan. Thank you for your support and time in helping us to keep Leelanau County with a thriving economy and workforce!</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.housingnorth.org/dashboard</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-02-13</lastmod>
  </url>
  <url>
    <loc>https://www.housingnorth.org/nwm-housing-summit-1</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-12-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/f0ef3a4a-bdd8-42cf-ad74-be2457a64c07/LMCU-HOR-WTAG.png</image:loc>
      <image:title>For Developers</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/03e763f4-bdf1-4945-8c9a-55056d8fce7d/Aspire+North+-+Full+Color+RGB.png</image:loc>
      <image:title>For Developers</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/7b64cf6c-cd77-4f63-94df-226201fa4113/TraverseCity-Logo-Tourism-Stacked-CMYK+%281%29.png</image:loc>
      <image:title>For Developers</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/53133725-1f67-4c00-b80f-674b32c226e8/FHL+Bank.jpeg</image:loc>
      <image:title>For Developers</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/79d16cc0-c6fe-4528-a49a-59bcb5e414a9/NN+Logo-Horiz300.jpg</image:loc>
      <image:title>For Developers</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/4cd45e40-7abd-4c6f-bbcc-9885305f2f8d/PC_Logo_RedBlack.png</image:loc>
      <image:title>For Developers</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/6c5f338d-85e0-4424-967d-49180f9f022e/IFFlogo_stacked_red.png</image:loc>
      <image:title>For Developers</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/ff3b24bd-bd2f-458b-8833-208437ba2144/Huntington.png</image:loc>
      <image:title>For Developers</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/7368d98e-41cf-477d-a6bf-96eba4776081/Consumers_Energy_Logo.jpg</image:loc>
      <image:title>For Developers</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/5f8fb84a-e655-4fb2-a34b-060d22954f62/MSHDA+Logo.jpg</image:loc>
      <image:title>For Developers</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/fba4cdc8-460b-4024-8e5a-6011fcdbcd4d/cedam-logo.jpg</image:loc>
      <image:title>For Developers</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/4b603627-c9ee-4faa-8da3-af27a212a2b3/Edison%2BCommunity%2BMain%2BLogo%2B2400x1800.jpg</image:loc>
      <image:title>For Developers</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/e7627e72-8f1e-4d66-9281-ccd460461f66/GW-NMI-Horizontal-Full-Color-RGB-1500.png</image:loc>
      <image:title>For Developers</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/64c11d82-a29f-453e-abbc-77ea66bc4097/Fishbeck-Logo-Color-wTagline.png</image:loc>
      <image:title>For Developers</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/72f4e2f1-7506-4553-afe1-75854f59a0f5/Habitat-GTR-Logo-Horz-white-on-blue-2020-600x.jpg</image:loc>
      <image:title>For Developers</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/89c2ee81-109a-48b0-be31-7b244e958c75/Land+Bank+Logo+REV19.png</image:loc>
      <image:title>For Developers</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/8e10f808-4695-4c98-9c45-f832f8d07368/161833020_191716536095298_7929934165830943240_n.jpg</image:loc>
      <image:title>For Developers</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/d17ec05a-44fe-41bb-ae7d-859908702028/tchousing-logo.png</image:loc>
      <image:title>For Developers</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/98298024-7157-4437-bfd0-dc0cc72b2b3e/mmha_logo_final_pms1807.jpg</image:loc>
      <image:title>For Developers</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/0ae2ef59-23d2-47df-bd02-9899abcc35e8/cherry-republic-logo-full.png</image:loc>
      <image:title>For Developers</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/2bcae7c4-dad0-4e2d-a2b4-334244a1b4ad/4Front_Logo_Color.jpg</image:loc>
      <image:title>For Developers</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/d47d5683-a397-4b91-b2f9-45a3677182f5/Agency+on+Aging.jpg</image:loc>
      <image:title>For Developers</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/0df13bc6-6354-494c-aea4-0059419b6efb/cropped-NMCAA-Logo-copy-1-2048x1839.png</image:loc>
      <image:title>For Developers</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/4b640454-0f2a-49f9-9631-49874166d8d0/Shorts+2022+Logo_Stacked+with+shorts-3508c.png</image:loc>
      <image:title>For Developers</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/4b777344-e89f-4ec0-b7c5-e167c0de009c/MHC-Logo-2-Line_Navy-Blue.png</image:loc>
      <image:title>For Developers</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/c393b7e2-abb6-474e-ab2f-c3263f9d067e/FS+Roofing+Logo.png</image:loc>
      <image:title>For Developers</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/d73fafd1-f502-41fd-bbe7-28202e9f2c27/LeelanauChamberlogo+NEW+%281%29.png</image:loc>
      <image:title>For Developers</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/27b30ed8-c2f7-4a80-9dcf-f7555f14ac76/Honor+Bank+Logo.jpeg</image:loc>
      <image:title>For Developers</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/d215f052-0c63-4f2e-b631-276affa3d1aa/2021+F%26V+Logo.jpg</image:loc>
      <image:title>For Developers</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/a5f23926-9c0d-4124-af5f-6bf9bddda4b0/mi_horizontal_high_res.png</image:loc>
      <image:title>For Developers</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/956c1b86-77ba-4e8e-9fe5-383b501fd1d0/2024-Housing-Summit-33.jpg</image:loc>
      <image:title>For Developers</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/00fa22b3-68d5-43b3-81be-a90428cea26e/2024-Housing-Summit-14.jpg</image:loc>
      <image:title>For Developers</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/60ef15e3-549e-4464-80cc-e93722983704/2024-Housing-Summit-44.jpg</image:loc>
      <image:title>For Developers</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/2d1e0ece-52f9-4811-94e3-24c4aead734b/2024-Housing-Summit-92.jpg</image:loc>
      <image:title>For Developers</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/c08066b5-7a54-4d87-9150-5662b7faa7f9/2024-Housing-Summit-30.jpg</image:loc>
      <image:title>For Developers</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/3c581ada-5ad4-4736-ac1e-d3f0ae86797d/2024-Housing-Summit-19.jpg</image:loc>
      <image:title>For Developers</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/6c5a50dc-7145-4974-912b-b005f2730a7b/2024-Housing-Summit-53.jpg</image:loc>
      <image:title>For Developers</image:title>
    </image:image>
    <image:image>
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      <image:title>For Developers</image:title>
    </image:image>
    <image:image>
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      <image:title>For Developers</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/cb1d03bf-d8d0-4523-be92-af0f79dcc056/2024-Housing-Summit-13.jpg</image:loc>
      <image:title>For Developers</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61768dc8a236c639b8fe44ec/ca374d02-9633-49d1-ae01-62516351013e/2024-Housing-Summit-12.jpg</image:loc>
      <image:title>For Developers</image:title>
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    <image:image>
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      <image:title>For Developers - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <image:image>
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      <image:title>Rapid Response Housing Fund (RRHF) - Make it stand out</image:title>
      <image:caption>Housing North provides affordable housing programming across 10 Northwestern Michigan counties.</image:caption>
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      <image:title>Friends of Housing</image:title>
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    <image:image>
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      <image:title>Friends of Housing</image:title>
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    <image:image>
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      <image:title>Friends of Housing</image:title>
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    <image:image>
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    <image:image>
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      <image:title>Friends of Housing</image:title>
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    <image:image>
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      <image:title>Friends of Housing</image:title>
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    </image:image>
    <image:image>
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    </image:image>
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